all eligible formers can apply for for crop insurance with low premium rate which is also added by state & central government.
How to apply
National Crop Insurance Portal(NCIP)
loan formers banks to can upload the details
non loanee formers apply Bank, CSC & Directly through NCIP
4. Coverage of Crops
- Food crops (Cereals, Millets and Pulses),
- Oilseeds
- Annual Commercial / Annual Horticultural crops.
Premium Rates
| Season | Crop | Premium Payable by farmers(% of Sum Insured) * |
|---|---|---|
| Kharif | All food grain and oil seed crops | 2.0 % of SI or Actuarial rate, whichever is less |
| Rabi | All food grain and oil seed crops | 1.5 % of SI or Actuarial rate, whichever is less |
| Kharif and Rabi | Annual commercial/Annual horticultural crops | 5.0 % of SI or Actuarial rate, whichever is less |
Coverage of Risks and Exclusions under PMFBY Scheme:
- Prevented Sowing/Planting/Germination Risk: I
- Standing Crop (Sowing to Harvesting):
- Post-Harvest Losses:
- Localized Calamities:
- Add-on coverage for crop loss due to attack by wild animals:
How to claim report loss under PMFBY
Intimation may be given within 72 hours by farmer either directly to the insurance company, concerned
- bank,
- local agriculture department Govt. /district officials or
- through our toll free number (1800 200 7710) or on
- National Crop Insurance Portal.
- Additional 24 hours for agency/department to register with concerned insurance company
Responsibility of the Farmers:
- Timely Information/claim lodging for damage of crops due to localized calamities and post-harvest losses.
- To ensure that the insured crop is same as the crop sown.
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